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Property growth calculator

See what a property could be worth in future if its value grows at a rate you choose. It is a what if tool, not a forecast: you set the rate, and the answer is only as good as that guess.

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YOUR NUMBERS
Value today
Growth rate a year
Years held

Not sure what rate to use? Try a few. The scenarios below show the same property at 3%, 5% and 7%.

ESTIMATED VALUE IN YEARS
Growth in dollars
Total growth

Growth compounds: each year's growth is worked out on the new, higher value.

Test it on a real property

Same property, three growth rates

Small changes in the rate make a big difference over time. Your value today of held for years:

How is property growth calculated?

Multiply today's value by one plus the yearly growth rate, raised to the number of years. This is compound growth: each year builds on the year before.

Worked example: $600,000 growing at 5% a year for 10 years is about $977,000. At 3% it is about $806,000.

THE FORMULA
Future value =
value × (1 + rate)years
× (1 + )
=

What this calculator can't tell you

Which rate is realistic

Growth differs by suburb, property type and timing. Past growth is not a reliable guide to the future.

Your costs

Stamp duty, loan costs, holding costs and tax on sale all change what you keep.

The right property

The biggest lever is what you buy and what you pay. That is where we come in.

Want real numbers on a real property?

We have secured 75 investment properties for clients, 84% of them off market or pre market. Book a strategy call and we'll run your plan with you.

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Property growth calculator FAQ

What growth rate should I use?

There is no right answer. Try a low, middle and high rate and plan around the low one. Past growth in an area is not a reliable indicator of future growth.

Is this the same as a capital growth calculator?

Yes. Capital growth is the rise in a property's value. This calculator shows that rise for the rate and years you choose.

Does it include costs or tax?

No. It shows value only. Buying costs, holding costs and tax when you sell are separate, so speak with your accountant before acting.

More investor calculators: Rental yield calculator · Cashflow calculator · LVR calculator

General information only. This calculator is not financial advice and does not forecast prices. Past performance is not a reliable indicator of future performance.