Work out a property's value year by year when growth changes from one year to the next. Set a rate for each of the first five years and one for years six to ten.
Start with the purchase price. Each year, multiply the value by one plus that year's growth rate. The next year starts from the new value, so growth compounds.
Worked example: $500,000 at 2.5% in year 1 is $512,500. At 1.5% in year 2 it becomes $520,188.
Growth differs by suburb, property type and timing. Past growth is not a reliable guide to the future.
Stamp duty, loan costs, holding costs and tax on sale all change what you keep.
Use our property growth calculator to test one steady rate over 5 to 20 years.
Most of the investment properties we secure for clients are bought off market or pre market. Book a strategy call and we'll run your plan with you.
Capital growth is the rise in a property's value over time. It is separate from the rent the property earns.
Property markets move in cycles, so growth is rarely the same every year. Testing a slower or faster start shows how sensitive the result is to timing.
No. It shows value only. Speak with your accountant about buying costs, holding costs and tax when you sell.
More investor calculators: Property growth calculator · Break even calculator · Opportunity cost calculator
General information only. This calculator is not financial advice and does not forecast prices. Past performance is not a reliable indicator of future performance.
