Why Investors Are Still Entering the Market Despite High Interest Rates
At first glance, rising interest rates should slow down property investment. Higher borrowing costs reduce affordability, tighten cash flow, and create uncertainty. Yet despite this, many investors are still actively entering the market. This isn’t a contradiction, it reflects a deeper understanding of how property markets actually work. Interest rates matter, but they are only […]
Borrowing Capacity vs Demand: The Rate Impact Investors Often Miss
Interest rates are often discussed in terms of borrowing power how much investors can afford to spend as rates rise or fall. But focusing only on borrowing capacity misses a critical part of the picture. Property markets are driven not just by how much people can borrow, but by how many people are still willing […]
Interest Rate Cycles and Property Cycles: How They Actually Interact
Understanding how interest rate cycles and property cycles interact is one of the most important and often misunderstood aspects of property investing. While many assume that rising interest rates automatically lead to falling property prices, the reality is far more nuanced. Property markets move in cycles influenced by multiple factors, and interest rates are just […]