Strata Title vs Torrens Title: What Investors Should Know
Strata title means you own your lot and share common property through an owners corporation. A freestanding Torrens title home means you own the land and building with no shared levies. It affects costs, control and checks.
How to Buy Commercial Property in Australia: Step by Step
Start with a written brief and budget, choose an asset type, find a property on or off market, then check the building, lease and tenant. Your lawyer checks GST and duty, your broker arranges finance, and the contract moves to settlement.
Negative Gearing Changes From 1 July 2027: What Investors Buying Now Need to Know
From 1 July 2027, losses on established residential properties bought after 7:30pm AEST on 12 May 2026 can only offset residential property income. Earlier purchases are grandfathered until sold and new builds keep negative gearing.
Victoria’s Commercial and Industrial Property Tax (CIPT) Explained for Investors
Victoria’s commercial and industrial property tax (CIPT) began on 1 July 2024. A qualifying property enters through an entry transaction, where the buyer pays stamp duty one last time. Ten years later an annual tax of 1% of site value applies.
Buying a Property With Existing Tenants: What Investors Need to Know
Buying a property with existing tenants can give investors an immediate rental income stream. It may also reduce the time and costs associated with finding a new tenant. However, an occupied property comes with existing agreements, responsibilities and potential risks. Before making an offer, investors need to understand the current lease, verify the rental income […]
What Is a Section 32 Vendor Statement, and What Should Buyers Check?
Buying property in Victoria involves more than inspecting a home and negotiating the price. Before signing a contract of sale, buyers should understand the property’s legal details, financial obligations and any restrictions that could affect how they use it. One of the most important documents to review is the Section 32 vendor statement, also known […]
Cooling-Off Periods When Buying Property: Rules Across Australian States
Buying a property is a major financial commitment. After finding the right home or investment, buyers may feel pressure to sign a contract quickly, especially in a competitive market. However, signing a contract can create legal obligations that are difficult and costly to reverse. A cooling-off period can give eligible buyers a limited opportunity to […]
What Happens When a Tenant Breaks a Lease Early in Australia?
A tenant may need to leave a rental property before their lease ends. They might relocate for work, experience financial difficulties or need to move for personal reasons. While these situations can be stressful for tenants, they can also create unexpected costs for property investors. When a tenant breaks a lease early, a landlord may […]
Landlord Insurance vs Building Insurance: What Does an Investment Property Need?
Buying an investment property involves more than securing a tenant and collecting rent. Investors also need to protect the property against damage, unexpected expenses, and interruptions to rental income. Insurance plays an important role, but choosing the right policy can be confusing. Building insurance protects the physical structure against specified events, while landlord insurance can […]
Special Levies in Strata Properties: The Costs Investors Often Overlook
An apartment may look like a strong investment on paper. The purchase price fits your budget, the rent looks attractive, and the regular strata levies seem manageable. But what happens when the building needs major repairs, and the owners corporation does not have enough money to cover them? This is where special levies in strata […]