What Happens to Your SMSF Property Strategy When Interest Rates Change
Interest rates shape investment outcomes for leveraged property strategies. When interest rates rise, SMSFs with loans may see higher repayments, reduced cash flows, and changing long‑term returns. Conversely, rate drops can improve servicing but won’t change fundamental risks. In an SMSF environment, interest rate movements can have a more pronounced effect than in personal property […]
Can you buy property through an SMSF in 2026? What’s actually allowed
Investing in property through a Self-Managed Super Fund (SMSF) remains one of the most discussed strategies among Australian investors aiming to take greater control of their retirement savings. As we enter 2026, the answer to “can you buy property through an SMSF?” remains yes, but it comes with strict rules, compliance obligations, and practical limits […]
Limited Recourse Borrowing Arrangements (LRBAs): How They Work in Practice
SMSFs are generally prohibited from borrowing money under the Superannuation Industry (Supervision) Act 1993, but there is a key exception called a Limited Recourse Borrowing Arrangement (LRBA). An LRBA allows an SMSF trustee to borrow money to acquire an asset (like property) while limiting the lender’s recourse to that single asset. According to statistics released […]
SMSF Property Investing for Couples vs Individuals
SMSF property investing remains a popular strategy for Australians seeking greater control over their retirement savings, particularly those who view property as a long-term, tangible asset. However, whether this strategy is better suited to couples or individuals depends on several structural and financial factors, including contribution capacity, borrowing strength, and risk tolerance. The Australian Taxation […]