SMSF Property Loans Explained: Interest Rates, LVRs, and Lender Behaviour
Self-Managed Super Funds (SMSFs) can legally borrow to invest in property using a Limited Recourse Borrowing Arrangement (LRBA), a structure that limits the lender’s claim to the specific asset held in a separate trust if the loan defaults However, SMSF property loans are fundamentally different from standard residential home loans. They typically carry higher interest […]
How to Calculate Your LVR: A Step-by-Step Approach
One of the trickiest parts of home buying and financing is Loan to Value Ratio (LVR). LVR has a direct impact on interest rates, and chances of loan approval. With LVR you also know whether you need to pay extra costs like Lender’s Mortgage Insurance (LMI). You can lose your dream home and money from […]