Property Forecasting Tool

We Don’t Just Buy Properties. We Map Your Financial Future.

Most buyer’s agents ask, “What’s your budget?” We ask, “What do you want your life to look like in 10 years and how do we reverse-engineer property to make it happen?” 

At Citadel, we use a powerful forecasting system (exclusive to our clients) that turns your goals into a strategic, step-by-step property plan, showing you what to buy & why.

Think of it like a GPS for your wealth, only we’re not guessing. We’re running the numbers, modeling different scenarios, and tracking progress so you don’t miss the mark.

See It In Action

Embed the Game Plan Tool here

What the Property Forecasting Tool Does (and Why It Matters)

Most Australians buy blind, based on emotion, not strategy.

Our tool fixes that by helping you:

Clarify your financial goals — income targets, freedom timeline, ideal lifestyle
Model different investment pathways — multiple properties vs. single long-hold, capital growth vs. yield, principal place of residence vs. investment
Factor in your real-life variables — income, kids, school zones, holidays, vehicle purchases, risk profile, future career or business moves
Stress-test your plan — rising interest rates, rent changes, holding costs, future equity access
Track your property portfolio over time — with clarity and benchmarks

What We Forecast and Optimise

Every Game Plan accounts for your full financial and lifestyle picture:

Private/public school planning

(number of kids, education costs)

Annual holidays

(frequency, cost)

Car upgrades, weddings, major expenses

Living costs, inflation, rising interest rates

Multiple property acquisitions and sales

Tax impacts and ownership structures (trust vs personal)

Repairs, maintenance, strata, insurances

Debt paydown schedules and rent escalations

Refinancing timelines and equity release opportunities

Frequently Asked Questions

Find answers to common questions about Estatein’s services, property listings, and the real estate process. We’re here to provide clarity and assist you every step of the way.

What is the Property Forecasting Tool?

It’s a powerful modelling platform that projects your financial and lifestyle goals against real property investment scenarios. We use industry-leading software to show you how property purchases, loans, expenses, and income interact over the next 10–20 years.

How does the tool help me as an investor?

It gives you clarity before you buy. You’ll see cashflow projections, equity growth, and lifestyle affordability mapped out in advance. Instead of guessing, you can see exactly how each property decision impacts your future portfolio and financial freedom.

What factors does the tool take into account?

The tool models:

Income and expenses
Lifestyle goals (kids, schools, holidays, cars)
Loan structures and interest rates
Holding costs (insurance, rates, management fees)
Capital growth and rental yields
Inflation and market changes
Ownership structures (personal vs trust)

Is this financial advice?

No. The Property Forecasting Tool provides general modelling only based on the information you provide. It’s not financial, legal, or tax advice. We always recommend you consult with a licensed financial adviser, accountant, or mortgage broker before making decisions.

Do I get lifetime access?

Yes. Every Citadel client receives lifetime access to their personalised forecast. You can log in, update your details, and revisit your plan at any time as your circumstances change.

Can I update my forecast if things change?

Yes and you should. Whether your income shifts, you start a family, or interest rates change, you can update your forecast to see how it impacts your strategy. We also conduct annual reviews with our clients to keep their plan aligned.

Do other buyer’s agents use this kind of tool?

Very few. Most buyer’s agents rely on gut feel or suburb reports. At Citadel, we combine data-driven property research with a forecasting tool that maps your entire financial journey. It’s one of the reasons we’re trusted by busy professionals and investors across Australia.

How do I access my forecast?

We’ll set up your profile during onboarding. Once complete, you’ll have your own login (with Citadel branding) where you can explore your numbers, run scenarios, and track progress.

What if the market changes?

The tool includes assumptions around growth, inflation, and interest rates, but you can adjust these inputs anytime. That way you can see best-case, worst-case, and realistic-case scenarios and invest with confidence, not guesswork.

How do I get started?

Simply book a free 30-minute consultation. We’ll collect some initial details and show you a live demonstration of the forecasting tool, so you can see your future portfolio mapped out.